Travel Insurance

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    What is Travel Insurance?

    Travel insurance is a type of insurance policy that covers the financial risks associated with traveling. Whether you are going on a domestic or international trip, travel insurance provides protection against unexpected events such as medical emergencies, trip cancellations, flight delays, lost or stolen luggage, and more.
    Travel insurance ensures that you are financially safeguarded from travel-related problems, offering coverage for medical expenses, emergency evacuations, and other travel inconveniences that may arise during your journey.

    Why Should You
    Travel Insurance

    Travel insurance is essential for any trip, as it protects you from unexpected financial burdens. From medical emergencies to trip cancellations, travel insurance covers a range of risks, ensuring your journey is stress-free. It provides peace of mind, knowing that you are safeguarded against unforeseen issues during your travels.

    Medical Coverage During Travel

    Travel insurance covers medical emergencies, including hospitalization, doctor visits, and emergency medical evacuation. Whether you're traveling domestically or abroad, it ensures you have access to healthcare when you need it most.

    Trip Cancellation/Interruption Coverage

    In case your trip is canceled or interrupted due to unforeseen reasons such as illness, natural disasters, or family emergencies, travel insurance reimburses you for non-refundable expenses like flights and hotel bookings.

    Coverage for Lost or Stolen Luggage

    Travel insurance provides compensation for lost, stolen, or delayed baggage, helping you recover from the inconvenience of losing personal belongings during your trip.

    Emergency Evacuation & Repatriation

    If you experience a medical emergency that requires evacuation to a nearby hospital or repatriation back to your home country, travel insurance covers the costs, ensuring your safe return.

    Flight Delay/Cancellation Protection

    In the event of a flight delay or cancellation, travel insurance compensates for additional expenses such as accommodation and meals, helping you manage unexpected costs.

    Personal Liability Coverage

    Travel insurance includes personal liability coverage, which protects you in case you are legally responsible for causing harm to a third party or damaging someone else’s property during your trip.

    Adventure Sports Coverage

    For those participating in adventure sports like skiing, scuba diving, or hiking, travel insurance can provide special coverage, ensuring you are protected while engaging in high-risk activities.

    24/7 Worldwide Assistance

    Most travel insurance plans come with 24/7 global assistance, offering support with medical emergencies, lost passports, or legal assistance no matter where you are.

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    What Our Customers
    Are Saying

    Priya R. Mumbai

    "I bought travel insurance from Instant Beema, and it saved me when my luggage was lost on an international trip. The claims process was smooth and quick."

    David A. Bengaluru

    "Instant Beema’s travel insurance gave me peace of mind during my trip. A sudden medical emergency was fully covered, and the service was excellent."

    Amit S. Delhi

    "My flight was delayed, and Instant Beema’s travel insurance took care of my accommodation and meals without any hassle. I highly recommend it!"

    Neeta G. Chennai

    "I always travel with Instant Beema’s travel insurance. When my trip got canceled due to health reasons, I received a refund for my bookings in no time."

    Frequently Asked Questions
    About Insurance

    Travel insurance typically covers medical emergencies, trip cancellations, lost or stolen baggage, flight delays, and personal liability, among other risks.
    Yes, many travel insurance plans now include coverage for COVID-19-related medical expenses, trip cancellations, and quarantine costs. Check your policy for specific details.
    To file a claim for lost luggage, report the loss to the airline first, then contact your travel insurance provider with the airline report, your policy details, and any receipts for personal items.
    While travel insurance is not always mandatory, it is highly recommended for international trips to cover medical emergencies, trip cancellations, and other unexpected expenses.
    No, travel insurance must be purchased before your trip begins. However, you can purchase additional coverage for extending your trip if needed.