Health Insurance

Get comprehensive health coverage for you and your family with tailored health insurance plans from top providers in India. Safeguard your future against medical expenses and uncertainties.

Buy Customised Health Plans starting at just Rs.257/month*

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What is Health Insurance?

Health insurance is a type of coverage that covers medical and surgical expenses incurred by the insured. It provides financial protection by covering hospital bills, medication costs, surgeries, and other medical treatments. Health insurance can be customized to fit your individual or family’s needs, ensuring that medical emergencies don’t become a financial burden.

Why Should You
Key Benefits of Health Insurance

Health insurance ensures you are financially covered in case of unexpected medical emergencies. It not only helps in reducing the financial stress of hospitalization but also ensures timely medical treatment.

Comprehensive Coverage

Health insurance provides coverage for a range of medical expenses, including hospital stays, surgeries, medication, and pre- and post-hospitalization costs. This ensures that you are financially secure in case of any health emergencies.

Cashless Hospitalization

Many health insurance policies offer cashless hospitalization in network hospitals, where the insurer settles bills directly with the hospital, saving you the hassle of paying upfront during emergencies.

Pre and Post Hospitalization Benefits

Most health insurance plans cover not only hospitalization expenses but also medical costs incurred before and after your hospital stay, like doctor consultations, tests, and medications.

Tax Benefits

Under Section 80D of the Income Tax Act, premiums paid for health insurance are eligible for tax deductions, offering financial relief while ensuring your health is covered.

Wide Network of Hospitals

Health insurance companies have tie-ups with numerous hospitals where policyholders can avail of cashless treatment, ensuring prompt medical attention without financial strain.

Family Coverage Options

Many health insurance policies offer family floater plans that cover all members of your family under a single policy, simplifying coverage and making it cost-effective.

Maternity and Newborn Benefits

Certain health insurance plans provide maternity coverage, including expenses related to childbirth and newborn care, ensuring you and your baby are financially protected.

Critical Illness Coverage

Some plans include coverage for critical illnesses like cancer, heart disease, and organ transplants, offering a financial safety net in case of severe medical conditions.

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What Our Customers
Are Saying

Ritika S. Bangalore

"Instant Beema’s health insurance options were perfect for my family. The process was seamless, and the customer support was amazing."

Suresh R. Pune

"Thanks to Instant Beema, I found an affordable health insurance plan that covered all our needs. Their team explained everything clearly and helped us make the best choice."

Meera K. Delhi

"Instant Beema guided me through the entire process, from comparing plans to purchasing. I felt confident that I had made the right decision."

Ankit J. Hyderabad

"Great experience with Instant Beema! They helped me get a health insurance plan with cashless hospitalization benefits, which saved us during an emergency."

Frequently Asked Questions
About Insurance

What is covered under a health insurance policy?

Health insurance typically covers hospitalization expenses, surgeries, medications, pre and post-hospitalization, and sometimes critical illness coverage.

How does cashless hospitalization work?

In cashless hospitalization, the insurer directly settles the medical bills with the hospital, so you don't need to pay upfront during an emergency.

Can I cover my family under one health insurance policy?

Yes, many health insurance companies offer family floater plans that cover all members of your family under a single policy.

Are pre-existing conditions covered?

Pre-existing conditions are covered after a specified waiting period, which varies depending on the policy and insurer.

How can I claim tax benefits on health insurance?

Under Section 80D of the Income Tax Act, you can claim tax deductions on the premiums paid for health insurance policies.