What can we understand by Two Wheeler Insurance?

Two wheeler insurance is a type of insurance which covers all the damage, which occurs due to third- party, accident or theft. In other words two wheeler insurance is simply protecting a motorbike as well as the rider. You can get the best two wheeler policies by comparing online.India is a country of uncertainties where accidents can happen any time and anywhere. It is more important to have two wheeler insurance before riding a bike.

What are the key benefits of Two Wheeler Insurance?

Below are the points which demonstrate the key benefits of Two Wheeler Insurance-

• Having a two wheeler insurance makes you a legal bike rider and saves you from getting stuck in some kind of issues/problems.
• The cost of any bike insurance is always cheaper than car insurance. It is available at an affordable rate with multiple facilities.
• Rider cover- this covers insurance for the person riding the motorcycle, can come in handy, if you don't have your personal insurance.
• Free bike check up- Some insurance companies can provide you a free bike check only to know if your bike has had any major issues, So that they can further reduce the total Insured Declared Value.
• Never go for long term insurance, always renew for a given year only.
• Never select an insurance plan with the lowest premium account because that can reduce your IDV.

How to compare different Two-Wheeler Insurance Plans?

Remember below mentioned points to compare Two-Wheeler Insurance Plans-

• Firstly, compare the Coverage Requirement of different policies.
• Compare the Premiums.
• Check the Insurance Declared Value (IDV)
• Check for the conditions to Extend your Insurance Cover.
• Always select a Reputed Insurance company.
• Take the final decision after checking Online Reviews.